Self Certification Loans
Looking for a Self Cert Loan?

Expert Advice - No Gimmicks
Pay Nothing for 5 Months! *

HomeOwner Loans from £10,000 to £100,000.

We can find the best deal quickly! Let US do the work!

• CCJs	• Defaults?	• Arrears?
• No Proof of Income?	• Missed Payments?	• Self Employed?
• In an IVA / Ex-Bankrupt?	• Poor Credit?	• Erratic Income?

Apply today and pay nothing for 5 months ! *
No call centre staff - A dedicated loan broker throughout the process

We will be able to help in even some of the most difficult circumstances.

Self Employed?

Need Self Certification - Are you Self Employed? If you are self employed you can apply for a self declaration loan. You just make you own certification or declaration of your income to support that you are actively in self employment. Items such as an invoice, a VAT certificate or tax assessment - even if the profits show a lower figure than you are currently earning. Simply fill out the secured loan online form and we will call you back.

Secured Loan Application Form

First applicant details:
Purpose Of Loan	Debt Consolidation Home Improvement Vehcile Purchase Furniture Purchase Electrical Equipment Purchase House Deposit Mortgage Business Venture Holiday Wedding Musical Expenses Tuition Fees Christmas Other
Credit Rating	Please Select    Excellent Not Excellent
Your title	Mr Mrs Miss Ms
Your first name
Your surname
Date of birth	Day  1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31   Month January February March April May June July August September October November December   Year 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 1933 1932 1931 1930 1929 1928 1927 1926 1925 1924 1923 1922 1921 1920 1919 1918 1917 1916 1915 1914 1913 1912 1911 1910 1909 1908 1907
House name / flat number	If you live in a flat please enter flat name or number here, e.g. Flat 12, top-floor flat
House number
Post code
Daytime telephone
Evening telephone
Mobile telephone	(optional)
Email address
Marital status	Please select from this list   Married Single Divorced Separated Widowed Co-habiting Other
Employment status	Please select from this list Employed Self-employed Professional self-employed Unemployed Housewife/househusband Student Retired
Your total combined yearly income	Please select  £1,000 £2,000 £3,000 £4,000 £5,000 £6,000 £7,000 £8,000 £9,000 £10,000 £11,000 £12,000 £13,000 £14,000 £15,000 £16,000 £17,000 £17,500 £18,000 £19,000 £20,000 £21,000 £22,000 £23,000 £24,000 £25,000 £26,000 £27,000 £28,000 £29,000 £30,000 £31,000 £32,000 £33,000 £34,000 £35,000 £36,000 £37,000 £38,000 £39,000 £40,000 £41,000 £42,000 £43,000 £44,000 £45,000 £46,000 £47,000 £48,000 £49,000 £50,000 £51,000 £52,000 £53,000 £54,000 £55,000 £56,000 £57,000 £58,000 £59,000 £60,000 £61,000 £62,000 £63,000 £64,000 £65,000 £66,000 £67,000 £68,000 £69,000 £70,000 £71,000 £72,000 £73,000 £74,000 £75,000 £76,000 £77,000 £78,000 £79,000 £80,000 £81,000 £82,000 £83,000 £84,000 £85,000 £86,000 £87,000 £88,000 £89,000 £90,000 £91,000 £92,000 £93,000 £94,000 £95,000 £96,000 £97,000 £98,000 £99,000 £100,000
Partner details: Title Mr Mrs Miss Ms First name Surname Date of birth Day 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31   Month January February March April May June July August September October November December   Year 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 1964 1963 1962 1961 1960 1959 1958 1957 1956 1955 1954 1953 1952 1951 1950 1949 1948 1947 1946 1945 1944 1943 1942 1941 1940 1939 1938 1937 1936 1935 1934 1933 1932 1931 1930 1929 1928 1927 1926 1925 1924 1923 1922 1921 1920 1919 1918 1917 1916 1915 1914 1913 1912 1911 1910 1909 1908 1907 Marital status Please select from this list Married Single Divorced Separated Widowed Co-habiting Other Employment status Please select from this list Employed Self-employed Professional self-employed Unemployed Housewife/househusband Student Retired Total income Please select £0 £1,000 £2,000 £3,000 £4,000 £5,000 £6,000 £7,000 £8,000 £9,000 £10,000 £11,000 £12,000 £13,000 £14,000 £15,000 £16,000 £17,000 £18,000 £19,000 £20,000 £21,000 £22,000 £23,000 £24,000 £25,000 £26,000 £27,000 £28,000 £29,000 £30,000 £31,000 £32,000 £33,000 £34,000 £35,000 £36,000 £37,000 £38,000 £39,000 £40,000 £41,000 £42,000 £43,000 £44,000 £45,000 £46,000 £47,000 £48,000 £49,000 £50,000 £51,000 £52,000 £53,000 £54,000 £55,000 £56,000 £57,000 £58,000 £59,000 £60,000 £61,000 £62,000 £63,000 £64,000 £65,000 £66,000 £67,000 £68,000 £69,000 £70,000 £71,000 £72,000 £73,000 £74,000 £75,000 £76,000 £77,000 £78,000 £79,000 £80,000 £81,000 £82,000 £83,000 £84,000 £85,000 £86,000 £87,000 £88,000 £89,000 £90,000 £91,000 £92,000 £93,000 £94,000 £95,000 £96,000 £97,000 £98,000 £99,000 £100,000
Other details:
Do you own your property?	Yes, with mortgage Yes, outright No, I'm a tenant
Have you missed more than 1 mortgage payment within the last 10 months?	No Yes Not applicable
Property value:	Please select from this list  £50,000 £60,000 £70,000 £80,000 £90,000 £100,000 £110,000 £120,000 £130,000 £140,000 £150,000 £160,000 £170,000 £180,000 £190,000 £200,000 £210,000 £220,000 £230,000 £240,000 £250,000 £260,000 £270,000 £280,000 £290,000 £300,000 £310,000 £320,000 £330,000 £340,000 £350,000 £360,000 £370,000 £380,000 £390,000 £400,000 £410,000 £420,000 £430,000 £440,000 £450,000 £460,000 £470,000 £480,000 £490,000 £500,000 £510,000 £520,000 £530,000 £540,000 £550,000 £560,000 £570,000 £580,000 £590,000 £600,000 £610,000 £620,000 £630,000 £640,000 £650,000 £660,000 £670,000 £680,000 £690,000 £700,000 £710,000 £720,000 £730,000 £740,000 £750,000 £760,000 £770,000 £780,000 £790,000 £800,000 £810,000 £820,000 £830,000 £840,000 £850,000 £860,000 £870,000 £880,000 £890,000 £900,000 £910,000 £920,000 £930,000 £940,000 £950,000 £960,000 £970,000 £980,000 £990,000 £1,000,000
Mortgage Balance £:
Loan amount:	£10,000 £11,000 £12,000 £13,000 £14,000 £15,000 £16,000 £17,000 £18,000 £19,000 £20,000 £25,000 £30,000 £35,000 £40,000 £45,000 £50,000 £55,000 £60,000 £65,000 £70,000 £80,000 £90,000 £100,000 £100,000+
Best time to contact:	Select from this list   Morning Afternoon Evening

What is a Self Certified Loan?

A Self Certification Loan is available if you are self employed and are unable to provide three years proof of income. With a Self Certification Loan you may be requested to declare your own income. We will not ask to look at your accounts as proof of earnings. You may be requested to provide a certificate from an accountant certificate stating that your income is sufficient to service the certification loan. You may be asked for some bank statements covering a certain period, so they can get an idea of your gross income. You may use any means available to you to prove that you are less of risk to the lender. The more ways you can find to prove you are a reliable payer the better for you. For example, if you already have a mortgage then use this as proof of punctual payment. Even if you have missed payments you can still qualify for secured bad debt loan. Most self certified loans carry a slightly higher rate of interest so you should be prepared to pay at a higher rate for 2 or 3 years. However, if you maintain your payments for around 2 years you should be able to switch to a more convential lender.

Why use us?

• Fast Friendly Service - Your enquiry will be dealt with quickly


• Large Choice of Self Cert Loan Lenders - You will get the best deal and we will do all the work


• Flexible - You can delay payments for 5 months to help give you breathing space


• Great Selection of Loans - You will get the best Loan for you with the best APR

New section added today - Do I Qualify for a Loan? - Have a look.

Latest News and Articles

• Home Information Packs - From 1 August, every home put on the market with four or more bedrooms will need a Home Information Pack. More info.....


• What is a Secured Loan? - This is a brief guide to secured loans.


• What is a self certification mortgage? - This explains the basics of a self certification mortgage.


• Mortgage application fees double - In the last three years fees for mortgage applications have almost doubled, new figures reveal this week.

[ Back to top ]

Site menu:

Important note

We will treat your enquiry in the strictest of confidence.
We will search the market for you so you don't have to.

Over 200 brokers

There is no need to apply over and over again with different companies.
We will do all of the work for you and search hundreds of different options to make sure you get the best deal

Glossary |

Save money now - get a Rias home insurance quote.